If you’re not familiar with the many benefits of title insurance you’re not alone. Most people don’t realize that there is a certain amount of risk possible in every real estate transaction. Elite Team Title can insure the title to your property against the following possible defects:

  • Impersonation of alleged property owner or identity theft leading to forged documents and/or resulting in a fradulent or illegal conveyance of property.
  • Documents executed under false, revoked, or expired powers of attorney
  • Undisclosed heirs
  • Improperly recorded documents
  • Encroachments, overlaps, boundary line disputes or other matters that might be revealed by a survey
  • Improperly concluded foreclosures
  • Gaps or errors in the chain of title
  • Deeds by minors or other persons who do not have the legal authority to contract
  • Transactions involving a “self dealing” executor or administrator where the interests of the beneficiaries or devisees of an estate are not properly resolved.
  • Inadequate or inaccurate property descriptions
  • Marital interest of spouses occupying the premises as their principal residence
  • Inaccuracies presented in the Municipal tax records
  • Administration of estates and probate of wills of missing persons who are presumed deceased
  • Issues of rightful possession of the land
  • Deeds and mortgages by foreigners who may lack legal capacity to hold or convey title
  • Improper modification of documents
  • Issues arriving from the divorce of married persons in title
  • Debts or claims of debt of a decedent against property improperly conveyed by heirs and devisees
  • Issues concerning unlawful takings by eminent domain or condemnation
  • Special tax assessments
  • Forfeitures of real property due to criminal acts
  • Conveyances and proceedings affecting rights of military personnel protected by the Soldiers’ and Sailors’ Civil Relief Act
  • Issues concerning interests noted in financial statements filed under Uniform Commercial Code
  • Adverse possession
  • Utility easements
  • False affidavits of death or heirship
  • Intestate estates
  • Probate matters
  • Duress in execution of wills, deeds and instruments conveying or establishing title
  • Issues involving delivery of title documents
  • Deeds and wills by persons lacking legal capacity to contract or make decisions for themselves
  • NJ State Inheritance Tax liens
  • NJ and Federal Estate Tax liens
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